• Text Size: A A A

Our Progams & Services

We concentrate on designing, implementing and servicing programs in the following areas:

Employee Benefit and Retirement Plans

  • A comprehensive benefits package can include qualified retirement plans, group health, life, disability and long-term nursing care insurance and flexible spending accounts.
  • Helps your firm in recruiting, retaining and rewarding the best employees.

Business Succession Planning

  • Facilitating company survival upon the departure or death of an owner.
  • Strategies and products such as funded buy-sell agreements and stock
    redemption plans, as well as creative income continuation programs.
  • Strategies that consider a client’s need to equalize bequests where a
    closely-held business is the largest estate asset.

Risk and Wealth Management

  • Helps create a financial needs analysis that looks at your total financial picture.
  • Provides a comprehensive road map for addressing major financial goals including: retirement saving, education funding, addressing investment goals, or leaving a legacy for heirs.
  • Use of Property and Casualty protection to minimize personal and corporate financial loss.

Estate Planning and Wealth Preservation

  • Helps conserve your assets and protect your estate from attrition due to federal and state tax obligations through the use of trusts, gift tax strategies and taxfavored life insurance products.
  • Strategies may include: Family Limited Partnerships, Grantor Retained Annuity Trusts, Charitable Trusts, Intentionally Defective Grantor Trusts and Generation Skipping Trusts.

Executive Benefits and Deferred Compensation Plans

  • Implementation of benefits and plans such as: bonus plans, cost sharing plans, deferred compensation plans, and other nonqualified retirement plans.
  • Use of corporate dollars to leverage personal and family benefits.
  • Enables utilization of valuable strategies through your business entity to help recruit, reward, and retain valued employees.

Tax-Oriented Life Insurance Planning

  • Use of tax strategies to implement life insurance products that can offer estate and income tax efficiencies.
  • Utilizing non-insurance strategies as a tax savings measure to complement the purchase of life insurance.
  • Life insurance alternatives — creative financial strategies when an existing policy is under performing or no longer needed.